TODAY'S DOLLARS
All figures are adjusted for inflation and expressed in current purchasing power. A target of $2M in today's dollars means that amount buys what $2M buys now, regardless of when you reach it. This is the more honest way to think about long-term financial goals.
FUTURE DOLLARS
All figures are nominal — the actual dollar amounts you will see in your portfolio at that future date. These numbers are larger but represent the same purchasing power as the today's dollars figures. Useful for understanding account balances, not lifestyle.